How to Know If Your Insurance Covers Rock Chip Repairs?

If you drive in B.C., you know rock chips aren’t a matter of if but when. The good news is your insurance might already cover the repair, saving you both money and a headache. The trick is knowing what’s included and how to access it without jumping through hoops. That’s where All-West Glass Edmonton Ltd. comes in. Our team helps you understand your coverage, guides you through the easiest way to get your chip repaired, and shows you exactly what to expect when you visit a Glass Express certified shop.

Understanding Insurance Coverage for Rock Chip Repairs in B.C.

In British Columbia, most drivers are insured by ICBC, which offers comprehensive and specified-perils coverage. These are the types of policies that generally pay for windshield and rock-chip repairs. If you carry comprehensive insurance, you’re likely covered for repairs caused by flying debris, vandalism, or other non-collision hazards. The good news? With ICBC’s glass and windshield claims, small rock chip repairs performed at an approved auto glass shop, like any All-West Glass location in B.C., are generally covered with no out-of-pocket expense or deductible for you, provided the damage is minor and meets ICBC’s repair criteria.​

How to Check Your Coverage Before Visiting an Auto Glass Shop

Not sure if your rock chip repair qualifies? Start by reviewing your insurance papers or giving your provider a quick call to confirm you have comprehensive coverage. If you’re with ICBC, most rock chip repairs are covered at no cost as long as the damage is smaller than a loonie and stays outside the driver’s primary field of vision. 

Chips that are spidering out, sitting too close to the edge, or affecting visibility often move into “replacement” territory, which is when your deductible may kick in. It’s also a smart idea to check how many repairs you’ve had recently, since ICBC may limit repeated claims over a short period. And if you’re unsure how to interpret your policy, a Glass Express certified shop like All-West Glass Edmonton Ltd. can confirm your eligibility and guide you before any work begins.

Why Choose a Glass Express-Certified Shop like All-West Glass

All West Glass locations in B.C. are proud to be ICBC Glass Express service providers, making your repair experience hassle-free. No appointments are necessary; drive in to any of our nine local shops in BC, or any of our eight shops in other northwestern cities. Our government-certified technicians quickly assess your situation and can complete most rock chip repairs in just a few hours. If you need to make an insurance claim, we handle the paperwork and guide you through every step. For non-BC locations, our team is equally skilled at working with all insurance claim types to get you back on the road.​

The Importance of Quick Rock Chip Repair

Delaying a minor repair can turn a fixable chip into an expensive windshield replacement. Fast action will maintain the strength and clarity of your windshield, reducing safety risks and future costs. By acting fast, B.C. drivers can take full advantage of insurance programs designed to make maintenance affordable and stress-free.

For reliable rock chip repair in B.C., count on All-West Glass Edmonton Ltd.’s network of Glass Express-certified locations. Get started today by finding your nearest All-West Glass shop and let our team take care of your auto glass needs, so you can get back on the road safely and confidently.